Secure funds of up to Rs. 2 crore with minimal documentation, and competitive gold loan interest rates at the Bajaj Finserv Loan Fest.
Gold is more than just jewellery in Indian households. It is a trusted financial asset that can help you in times of need. Whether it’s an emergency, business investment, education, or home renovation, a gold loan offers a quick and convenient way to secure funds. During the Bajaj Finserv Loan Fest, running from 1st to 31st March 2025, you can avail a gold loan with competitive interest rates, minimal paperwork, and a hassle-free application process—making it easier than ever to secure instant financial support.
Why choose a Bajaj Finance Gold Loan?
Bajaj Finance makes borrowing easy by offering high-value gold loan with minimal paperwork and quick disbursal. Here’s why applying during the Loan Fest can be a smart decision:
- High loan amount: Get a gold loan of up to ₹2 crore, depending on the value of your gold jewellery.
- Competitive interest rate: Benefit from attractive interest rates, making repayment affordable.
- Quick approval and disbursal: Receive funds in your account within a day of applying.
- Minimal documentation: Only basic KYC documents are required for verification.
- Multiple repayment options: Choose from various repayment plans to suit your financial needs. Opt for interest repayment on monthly, bi-monthly, quarterly, half-yearly, or annually. Though the principal or any interest, if pending, is due for repayment at the end of the tenure.
Steps to apply for a Bajaj Finance Gold Loan during the Loan Fest
Applying for a gold loan with Bajaj Finance is a simple and convenient process. Follow these steps to get started:
Step 1: Check your eligibility
Before applying, ensure you meet the basic eligibility criteria:
- You must be an Indian resident between 21 and 70 years old.
- The pledged gold should be between 18 to 22 karats in purity.
Step 2: Apply for the loan
Apply from the comfort of your home through the Bajaj Finserv App or website or locate your nearest Bajaj Finserv Gold Loan branch to apply in person. To apply, just follow these simple steps:
- Click on “Apply” to initiate online application.
- Enter your 10-digit mobile number and click on “Get OTP.”
- Submit the OTP to verify your identity.
- Fill in your personal details and select the nearest gold loan branch.
- Download In-principle loan eligibility letter.
Once done, you will receive a call from our representative and guide you on the next steps.
Step 3: Submit documents
One of the biggest advantages of a gold loan is its minimal documentation. You need to provide any one of the following KYC documents:
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
- NREGA Job Card
- Letter issued by National Population Registration
For loans of ₹5 lakh or more, a PAN card is required.
Step 4: Gold evaluation and loan offer
The pledged gold jewellery will be evaluated based on its weight and purity. Bajaj Finance offers a high loan-to-value (LTV) ratio, ensuring you get the best value for your gold.
Step 5: Loan approval and disbursal
Once the evaluation is complete, your gold loan is approved within the same day. The amount is disbursed directly into your bank account on the same day, ensuring quick access to funds.
Conclusion
A gold loan from Bajaj Finance during the Bajaj Finance Loan Fest is a great way to access instant funds at competitive gold loan interest rates. With a simple application process, minimal documentation, and quick disbursal, you can get the financial support you need without any hassle. If you’re looking for a smart and secure way to manage your financial needs, apply for a Bajaj Finance Gold Loan today.
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